“Skip your daily latte” is a popular supposed cure for all of life’s financial ills. Have student loan debt? Skip your daily latte to pay it off. Can’t save for retirement? Skip your daily latte! Drowning in kids’ expenses? Skip the latte! The problem here is twofold. First, 42% of Americans say they currently make…

Erin El Issa is a writer at NerdWallet. Email: erin@nerdwallet.com. Twitter: @Erin_El_Issa.

The article 5 Ways to Grow Retirement Savings and Enjoy a Latte, Too originally appeared on NerdWallet.

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