Traditionally, when you apply for a credit card, the card issuer conducts what’s known as a “hard pull” on your credit report to determine your creditworthiness. Such hard inquiries can ding your credit scores temporarily. But several credit card issuers offer a pre-qualification or preapproval process that lets you avoid that hit to your scores, at least…
Melissa Lambarena is a writer at NerdWallet. Email: firstname.lastname@example.org. Twitter: @LissaLambarena.
The article Credit Cards That Offer Preapproval Without a Hard Pull originally appeared on NerdWallet.