Key takeaways A homeowners insurance policy generally covers sudden, accidental roof leaks — not those due to age or wear and tear. Your insurance company may not pay the full price of a roof replacement if you have actual cash value coverage for your roof. If you need to file a claim for a roof…

Sarah Schlichter writes for NerdWallet. Email: sschlichter@nerdwallet.com.

The article Does Home Insurance Cover Roof Leaks? originally appeared on NerdWallet.

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