The hardest part about building a credit history is getting access to credit in the first place. If becoming an authorized user on someone else’s credit card is not an option for you or you cannot afford the deposit on a secured card, Kikoff offers a cheap and simple way to build credit. The San…

Amrita Jayakumar is a writer at NerdWallet. Email: ajayakumar@nerdwallet.com. Twitter: @ajbombay.

The article Kikoff Credit-Builder Loan Review 2020 originally appeared on NerdWallet.

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