Imagine that you’ve had an offer accepted on the house of your dreams and you think you’re ready to close. Suddenly, your lender demands to see proof that you have hazard insurance. What do you do? You knew that you would have to get homeowners insurance as part of the mortgage closing process, but hazard…

Doug Sibor is a writer at NerdWallet. Email: dsibor@nerdwallet.com.

The article What Is Hazard Insurance? originally appeared on NerdWallet.

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