You have a flawless driving record, never had a gap in coverage and you’re the only one on your policy. Yet your car insurance rates still are higher than all your utility bills combined. One possible culprit? Having poor credit, or, more specifically, a low credit-based insurance score. What is a credit-based insurance score? Your…

Kayda Norman is a writer at NerdWallet. Email:

The article What to Know About a Credit-Based Insurance Score originally appeared on NerdWallet.

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