Key takeaways Compare rate offers from several lenders to determine which will give you the lowest rate. Borrowers with high credit scores and low debt-to-income ratios are more likely to get approved at lower rates. Don’t refinance right now if you have federal student loans; you’ll lose the interest-free forbearance benefit. The lender that has…

Cecilia Clark writes for NerdWallet. Email: cclark@nerdwallet.com.

The article Who Has the Lowest Student Loan Refinance Rates? originally appeared on NerdWallet.

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